FAQ

Where do I get answers to my questions about my loan?

Payday-loans-online-direct-lenders-only.com is not a finance house or a bank and it is not a lender. It is not Payday-loans-online-direct-lenders-only.com that makes any credit decisions or makes loans, that is all done by the lenders. Payday-loans-online-direct-lenders-only.com only acts as the connection between consumers and lenders. If you need to ask any questions about your loan, you will need to contact your lender. Their contact details will have been included with your loan documents.

Do I meet the requirements for short term finance?

The requirements for short term finance are straightforward and many of the lenders who are members of the Payday-loans-online-direct-lenders-only.com lender network will be prepared to grant loans to people who have a poor credit rating. The majority of lenders will make loans to people who meet the following minimum requirements:

  1. In employment and in receipt of a regular income
  2. Earning $800 per month or more
  3. Have a valid checking account
  4. Aged 18 years or older
  5. Citizen of the United States

Please note that minimum requirement might be different for some lenders. Some lenders will approve loans even if you have credit issues, such as bounced checks or even you have filed for bankruptcy.

What can I spend my personal loan funds on?

People use personal loans to meet all kinds if expenses. They can be very useful if you are faced with unexpected bills, like emergency repairs to your motor vehicle, or medical expenses. A loan acquired via Payday-loans-online-direct-lenders-only.com can provide emergency cash for expenses like these. As soon as you have filled out the online application form, your money could be cleared in your bank as soon as the next business day.

When will I receive the funds?

The initial approval of the loan is usually very fast indeed; it usually only takes a few minutes. It is unlikely, though, that your money will be wired to your bank account the same day. You will need to allow at least one working day for the funds to clear, but very often, it is only one day before you will have access to the money. Once you are approved, you could have the cash you need to resolve your financial emergency in as little as a single business day.

Will you protect my personal information?

We take the security of your personal data very seriously. When we transmit your personal data to our lender network it will be protected by SLL encryption. This ensures that no one else can read your private information, other than the lenders that we send it to.

Do I have to wait in line in a store?

Making your loan application via Payday-loans-online-direct-lenders-only.com is done online and you will never have to go into a loan store. The entire process will be completed on your laptop, tablet, or other device. You will never have to deal with the embarrassment of standing in line for a loan with Payday-loans-online-direct-lenders-only.com.

How much will this service cost me?

Consumers are not charged any fees at all for using this service. If you do receive approval for a loan, the lender will advise you of all fees, charges, and interest that will apply, before you sign the agreement. Payday-loans-online-direct-lenders-only.com is unable to predict exactly what a loan will cost, because we are not lenders. You are under no obligation to accept any finance agreement that may be presented to you.

Can I apply for a loan by telephone?

If you wish to apply for a short term loan by telephone, please contact us at 844-562-8079